APKA BANK

Services

Personal Loan

A personal loan is a loan that does not require collateral or security and is offered with minimal documentation. You can use the funds from this loan for any legitimate financial need. Like any other loan, you must repay it accordance to the agreed terms with the bank.

Home Loan

A home loan is a secured loan that is obtained to purchase a property by offering it as collateral. Home loans offer high-value funding at economical interest rates and for long tenures. They are repaid through EMIs. After repayment, the property’s title is transferred back to the borrower.

Business Loan

A business loan is a sum of money issued to a business exclusively for use in the company. The borrowed money is repaid – with interest – over an agreed loan term. From buying stock ahead of a seasonal peak to accessing new plant and machinery, business loans can be used for a range of operational and growth purposes.

Vehical Loan

A Vehicle Loan is a loan that allows you to purchase two and four wheelers for personal use. Typically, the lender loans the money (making a direct payment to the dealer on the buyer’s behalf) while the buyer must repay the loan in Equated Monthly Instalments (EMIs) over a specific tenure at a specific interest rate.

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